Bad Credit Financing in Lake Forest, CA

Are you looking for affordable luxury auto financing in Lake Forest, California, but are worried about your credit score? Look no further than Mercedes-Benz of Foothill Ranch! We understand that financing a vehicle is a huge undertaking. What's more, it can seem impossible if your credit score isn't as desirable as you'd like. Our expert auto financing professionals are here to help you find a bad credit finance strategy so you can drive home in a new vehicle and start rebuilding your credit. Visit our financing center in Lake Forest, or call Mercedes-Benz of Foothill Ranch to speak with our bad credit auto financing specialists about your next vehicle, today!



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Finance Department

The Basic Components of an Auto Loan from

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Mercedes-Benz Model to Buy
Lake Forest | Irvine | Foothill Ranch | Mission Viejo

Once we've got your finances sorted out, let the Mercedes-Benz of Foothill Ranch sales associates help you find a car that checks all your boxes. Our large inventory of new and pre-owned vehicles includes models like the luxurious Mercedes-Benz C-Class. If you need a more family-friendly model that has enough space for everyone, check out the Mercedes-Benz GLA or the ever-iconic G-Class. If you need a powerful truck that's going to work as hard as you do, consider financing a Mercedes-Benz vehicle, one of the most powerful trucks on the road. No matter what you're looking for, you're sure to find it at Mercedes-Benz of Foothill Ranch. Give our bad credit finance specialists a call today or visit us in Lake Forest, CA to test drive a vehicle, today!


How to Apply for Mercedes-Benz Financing at

The first step toward taking advantage of the bad credit auto financing at Mercedes-Benz of Foothill Ranch is to fill out a secure financing application online and get pre-approved for financing. If you encounter any questions, feel free to contact our bad credit finance experts by calling our finance center. Once you're approved, stop by our dealership to explore all your luxury financing options.


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Dealership Hours
Mon – Fri 9:00am – 8:00pm
Saturday 9:00am – 7:00pm
Sunday 10:00am – 7:00pm